Defendant shall be punished by a fine of KRW 4,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

[Fact-finding] C (one-time D), E (one-time F), G (one-time H), one-time L, M (one-time L), Q (one-time P), Q (one-time R), S (one-time T), U (one-time V), and W are the persons who performed the act as a loan fraud group for all-time loans. Defendant X is the false lessee, and Defendant A was the person who took part in the crime of this case as a false lessor.

C, etc. in the case of “financial resources loans” handled by 17 banks in the city, i.e., the bank itself with loans. Since the Korea Housing Finance Corporation guarantees 90% of the above loans, it has guaranteed the loan by the “Korea Housing Finance Corporation”, the purpose of examining the loan and collecting the loan is not strict compared to other loans, etc., by inviting a nominal owner (one customer), a lessor who would make an application for a lease contract by fraudulent means, and a company which would enable the said customer to enter into a disguised employment of the above customer, and then by deceiving the bank by deceiving the documents as if the above customer actually enters into a lease contract and works for the company, and C is able to accept the loan by deceiving the bank as the total liability of the above loan fraud group, and then, C is able to manipulate the loan amount as if the above borrower serves as a customer, and to manage the overall process of loan contracts until the loan is made, and to perform the role of management of E-party loan and management of the loan, and to perform the role of E-party lending and management of M-party loan and work.