1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. The facts below the basic facts are either in dispute between the parties or in each entry in Gap evidence Nos. 1 to 13, the whole purport of the pleadings may be acknowledged.

On March 14, 2011, Nonparty B entered into an insurance contract with the Defendant with the statutory inheritor, the beneficiary at the time of death, from March 14, 2011 to March 14, 2083, and from March 14, 201, Non-Party B’s non-payment professional engineer who paid the death insurance amount of KRW 110,00,000 (hereinafter “instant insurance contract”).

B. The main contents of the terms of the instant insurance contract are as follows.

Article 16 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary).

(1) Where a person dies as a direct result of an injury (referring to an injury inflicted on his/her body due to a sudden and incidental accident that occurred during the insurance period; hereinafter referred to as "injury") that occurred 15 years of age or after the age of 15 during the insurance period (excluding death caused by a disease), the amount of insurance coverage of general terms and conditions shall be paid as the amount of injury death insurance.

Article 18 of the General Terms and Conditions (Reasons for Not Payment of Insurance Money)

1. In any of the following cases, the Company shall not prevent insurance proceeds when a cause for the payment of insurance proceeds occurs:

(1) The insured person shall be intentionally liable to make a free decision due to mental disorder, etc.: Provided, That where the insured person has damaged himself/herself while he/she is unable to make a free decision due to mental disorder, the insurance money shall be paid to him

C. B B between around 14:49 on June 1, 2016 and around 19:10 minutes, B’s connects the electric studs in its house from the stairs of Gangseo-gu Seoul Metropolitan Government and the 110 Dong 110-dong 14th rooftop-ro rail, which were in custody, to the steel stairs columns, and then dies below the death.