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(영문) 대전지방법원천안지원 2017.08.09 2016가단110792
보험금
Text

1. The plaintiff, the defendant Han Kan Life Insurance Co., Ltd., the 11,000,000 won, and the defendant lot damage insurance Co., Ltd., the 12,806.

Reasons

1. Facts of recognition;

A. The Plaintiff’s insurance contract with the Defendant Han Korean Life Insurance Co., Ltd. (hereinafter “Defendant Han Korean Life Insurance”).

1. As stated in the note, the amount subscribed shall be KRW 50 million; the amount of insurance proceeds to be paid shall be the amount subscribed x the amount subscribed x the amount of smart variable cI integrated insurance contract (hereafter referred to as the “first insurance contract of this case”) determined by the relevant disability payment rate; and the attached Form between the defendant lot damage insurance company (hereafter referred to as the “Defendant lot damage insurance”) and the

2. As stated in the statement, the amount of insurance money to be paid is KRW 50 million, the amount of insurance money to be paid x the amount of insurance money to be subscribed x the amount of insurance contract to be subscribed 50 million, the amount of insurance money to be paid x the amount of insurance money to be subscribed x the amount of non-payment to be paid x the amount of insurance money to be paid x the amount of insurance money to be paid 1 million won, the amount of insurance money to be paid x the amount of insurance money to be paid x the amount of insurance money to be subscribed x the savings insurance contract to be paid x the amount of insurance money to be paid x the amount of insurance money to be subscribed x the amount of insurance money to be paid x the amount of the insurance money

B. Around 08:00 on April 21, 2015, at the construction site of the Health Center of the Dong-gu, Dong-gu, Seoul Special Metropolitan City, the Plaintiff felled with approximately four meters below the floor and felled into approximately four meters below the floor. As a result, the Plaintiff suffered injury, such as the structural cutting of the frame, the structural frame of both sides (the bones of the elbow part that forms the launch pipe) and the strokele of the right side of the upper part.

C. Defendant Hansung Life Insurance paid KRW 4,000,000 insurance money (=50,000,000 x 8% of disability payment rate) to the Plaintiff, recognizing that the Plaintiff’s life insurance was 5% of the upper frame and the total of 3% of the 8% of the decline in relation to the injury to the Plaintiff’s satisfaction.

On October 13, 2015, the Plaintiff recognized that the Plaintiff violated the duty of notification under the insurance contract between Defendant Pream Loss Insurance and the Plaintiff, and agreed to dispose of the amount of proportional compensation in proportion to class 2 compared to class 1. Defendant Pream Loss Insurance treats the Plaintiff with the insurance proceeds equivalent to 8% disability rate as above.

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