1. The Defendants are jointly and severally liable to the Plaintiff for 74,250,000 won and 4.0% per annum from February 19, 2020 to April 19, 2020.

1. Facts of recognition;

A. On April 28, 2016, the Plaintiff and Defendant E Regional Housing Association (hereinafter “Defendant Association”) and the F Co., Ltd. (hereinafter “City Co., Ltd.”) concluded a loan transaction agreement with the content that the Plaintiff would allow the buyer of H apartments newly constructed in the G G G Gwon (hereinafter “instant building”) to run a collective medium-sized loan loan (hereinafter “instant agreement”) with the same content as the existing loan transaction agreement on October 27, 2016, and concluded a loan transaction agreement with the content that changes the loan interest rate, loan period, and additional damages for delay.

On April 27, 2017, the Plaintiff, the Defendant Union, and the Si Corporation added IF to financial institutions in the instant Convention, and agreed to change the interest rate on loans and the period of loans on May 16, 2019. On May 16, 2019, the instant agreement was amended as follows: (a) consulting on the extension of the expiry date from May 11, 2019 to August 31, 2019 due to inevitable causes, such as delay of construction, and the extension of the expiration date from May 11, 2019 to August 31, 2019; and (b) amending the instant agreement as follows:

1. Object objects: The building of this case sold by Gap (referring to the defendant association; hereinafter the same shall apply) in lots;

2. Lending method: Installment payments pursuant to an intermediate payment schedule under a supply contract with Gap;

3. Limit on loans: 70% of the parcelling-out price.

4. Loan interest rate: 4.2% ( modified interest rate).

5. Term of loan: Gap and Eul (referring to Si construction; hereinafter the same shall apply) (referring to Si construction; hereinafter the same shall apply) when Article 4 (Joint and Several Guarantees. referring to plaintiffs; hereinafter the same shall apply) (1) Byung (referring to the plaintiff; hereinafter the same shall apply) handles any part payment loan in the name of non-person in the lending period.