Defendants shall be punished by imprisonment for six months.

However, for one year from the date this judgment became final and conclusive as to the Defendants.

Punishment of the crime

1. In using and managing a means of access, no defendant A may lend a means of access while receiving, demanding or promising compensation, unless otherwise specifically provided for in any other Act.

Nevertheless, on February 21, 2020, the Defendant came to know that E residing with the Defendant sent a e-mail card to a person with poor names in order to obtain a loan, the Defendant sent one e-mail card connected to the Daegu Bank Account (H) account in the name of the Defendant, through the Kwikset Service Delivery Articles, sent by the person with poor names in order to obtain a loan from e-mail, around 16:22 on the same day, to obtain the loan from e-mail. The Defendant sent one e-mail card to e-mail in the name of the Defendant, and sent the password by telephone to e-mail.

As a result, the Defendant promised to provide a means of access in return for an intangible expected profit to receive future loans, and lent it to a person who is named in bad faith.

2. In using and managing a means of access, Defendant B shall not engage in any act of lending a means of access while receiving, demanding or promising any compensation, unless otherwise specifically provided for in other Acts.

Nevertheless, on February 20, 2020, the Defendant received a proposal to the effect that he will create a transaction performance and loan if he sent a physical card by telephone from a person with no personal identity, and accepted it on February 20, 2020, and sent it to the person with no personal name via a door-to-door news article that sent one copy of the physical card connected to the account of community credit cooperatives (J) in the name of the Defendant to the person with no personal name.

As a result, the Defendant promised to provide a means of access in return for an intangible expected profit to receive future loans, and lent it to a person who is named in bad faith.

Summary of Evidence

1. Defendants’ respective legal statements

1. The police statement of K;

1. Application of the statutes governing the submission of data to financial companies;

1. Relevant Articles of the Act and the choice of punishment concerning the facts constituting the crime;