Defendant

A A shall be punished by a fine of KRW 3,000,000, by a fine of KRW 5,000,000, and Defendant B shall be punished by a fine of KRW 5,00,00.

Punishment of the crime

Defendant

A is a person who engages in credit business under the name of the mother F in the name of “G.”

1. On December 20, 2010, Defendant A agreed to lend KRW 5 million to H by telephone conversations on December 20, 201, and received KRW 60,000 per day for 100.

As a result, the Defendant received interest of KRW 136.2% per annum, including the principal, from H for 100 days with respect to KRW 5 million with respect to the agreed principal, and received the principal and interest of the agreed interest in violation of the statutory interest rate limit as set out in the list of crimes below.

2. On November 25, 2009, Defendant B agreed to lend 2 million won to H by telephone conversations via telephone conversations on November 25, 2009, and received the principal and interest of 24,000 won per day for 100 days.

Accordingly, the Defendant engaged in credit business without being registered at the same time as receiving interest on the agreed principal amount of KRW 2 million, including principal, for 100 days by receiving 136.2% interest per annum for 2.4 million won per annum, as stated in the following list of crimes, as well as receiving the principal and interest on the agreed principal amount of KRW 136.2% per annum.

3. Around August 2011, Defendant C agreed to lend 3 million won to H from the front day of the cash payment period for the Bank located in Gyeyang-dong, Yangju-si, to the nearest day of the cash payment period for the Bank, and received the principal and interest of 36,000 won per day for 100 days.

Accordingly, the Defendant engaged in credit business without being registered at the same time with the receipt of the principal and interest of 136.2% per annum by receiving 3.6 million won per annum, including principal, from the above H for 100 days as to the agreed principal and interest of 3 million won per annum, and without being registered in violation of the statutory interest rate limit as indicated in the following crime list.

Summary of Evidence

【Criminal facts of No. 1】

1. Defendant A’s legal statement

1. Each police statement of H;

1. Investigation report (Calculation of the interest rate for the offense and the interest rate for each suspect);

1. The user for the number of days for each credit service provider arranged by victims;

1. Money paid in by the number of days used for eight persons, such as B;