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(영문) 광주지방법원 2017.10.19 2016가합59701
보험에 관한 소송
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 30, 2007, the Plaintiff and the Defendant entered into an insurance contract with the beneficiary, other than the insured or the deceased, as indicated in the attached Table 1 insurance contract (hereinafter “instant insurance contract”). The instant insurance contract includes the collateral for the payment of the daily amount of hospitalization when the insured is hospitalized due to illness or injury.

B. From April 28, 2010 to May 19, 2010, the Defendant received hospitalized treatment for 487 days in total on 30 occasions as shown in attached Table 2 from around that time to February 22, 2016, under the name of “satisf” at B Hospital as the name of “satch satfs” at B Hospital for a period of 22 days, and as shown in attached Table 2 from around that time, the Defendant was hospitalized for 487 days.

(hereinafter “instant insurance accident”). C.

Of them, the insurance contract confirmed that there is a security to pay the daily amount of hospitalization when the defendant is hospitalized due to injury or disease, such as the insurance contract of this case, is ten cases in total of the insurance contracts listed in Nos. 3 2, 8, 10, and 17.

Of the insurance contracts listed in the attached Table 3, the insurance contracts maintained as of January 1 each year are 9 cases in 2007, 10 cases in 2008, 7 cases in 2009, 10 cases in 2010, 14 cases in 2011, 12 cases in 2012, 11, 2013, 9 cases in 2014 from 2015, 2016 to 2017.

The amount of insurance money paid by the Plaintiff to the Defendant is KRW 47,424,136, and the amount confirmed by multiple insurance companies, including the Plaintiff, as insurance money paid to the Defendant due to various insured events, including the instant insured events, is KRW 198,967,571.

E. From 2007 to 2015, the Defendant did not have reported business income or wage and salary income to the tax authority, except for those having reported global income of KRW 27,30,000, and KRW 12,500,000 to the tax authority.

From January 15, 1976, the defendant owned 1,133 square meters in order to pay the property tax.

[Ground of recognition] A.

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