Defendants shall be punished by imprisonment for six months.

However, with respect to Defendant B, the period of two years from the date this judgment became final and conclusive.

Punishment of the crime

1. In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport shall operate the system of lending the entire housing loan to workers who lend the entire housing loan at a rate lower than the market interest rate without securing the entire housing loan funds from the National Housing Fund.

The crime of fraudulent workers’ loan fraud is based on the circumstances such as loan brosker’s total amount of loan, recruitment of lessors, recruitment of lessees, etc., and loan broskers, who are composed of loan brosker’s loan-related business related to the loan of workers, with the financial institution entrusted with the loan of workers, and the submission of the loan brosker’s loan-related documents and the submission of the loan brosker’s loan-related business through a formal examination. Under the direction of the total loan brosker’s loan brosker’s loan, the recruitment of lessors plays a false lessor’s role. The recruitment of lessees is the structure of making false documents such as a certificate of employment, payment statement, income tax collection certificate, etc. under the name of a disguised company as if the lender actually works as a person working for the lender, and making a false employment-related document, as seen above, by submitting the loan brosker’s loan-related documents and a false contract.

2. Defendants A and B jointly committed a loan that is extended to one-time C around October 2012, Defendant A, the nominal owner of the leased contract, Defendant B, upon receiving a request from Defendant A to act as a lessor of the leased contract, and Defendant B consented thereto. After receiving such request, Defendant A applied for a loan for a loan of workers on a deposit basis under the name of Defendant A.