1. The Defendant shall pay to the Plaintiff KRW 7,133,64 as well as KRW 7,009,421 among them, from June 9, 2016 to the date of full payment.

1. Facts of recognition;

A. The Plaintiff is a corporation established under the Specialized Credit Financial Business Act for the purpose of installment financing business, facility leasing business, etc., and the Defendant is a person who has entered into a loan agreement between the Plaintiff and the Plaintiff (hereinafter “instant loan agreement”) on the security of the said vehicle as follows.

The interest rate on the loan period of the contract date shall be 24% per annum on July 23, 2015, 37,000,000 won per annum 60% per annum;

B. Although the Defendant paid monthly payment to the Plaintiff according to the instant loan agreement, the monthly payment was not made from November 20, 2015 to February 15, 2016, and the seizure of the disposition on default on local taxes, etc. against the said automobiles offered as security lost the benefit of the time period after registration.

C. On February 23, 2016, the Plaintiff sold the said vehicle with the Defendant’s consent, and on March 3, 2016, the Plaintiff appropriated KRW 29,965,370 from the proceeds of sale to repay the said loan.

Total amount of unpaid principal and late payment penalty 7,009,421 won 116,982 won 7,261 won 7,13,64 won

D. As of June 8, 2016, the Defendant’s remaining obligations against the Plaintiff are as follows:

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 7, purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff the amount of KRW 7,133,664 (=the remaining principal of KRW 7,009,421 plus KRW 116,982) and the remaining principal of KRW 7,009,421, which is the delayed interest rate of KRW 24% per annum from June 9, 2016 to the date of full payment.

3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.