1. As to KRW 22,214,732 and KRW 14,35,720 among them, the Defendant shall start from October 10, 2013 to April 8, 2016.

1. Facts of recognition;

A. The Plaintiff entered into a credit guarantee agreement with the Defendant as follows, and the Defendant provided a credit guarantee certificate issued by the Defendant to the National Agricultural Cooperative Federation as security and received income loans.

The term of guarantee interest rate for temporary lending institutions (%) 1.486, 276, 276, August 6, 2015, 208, the Agricultural Cooperatives Federation 3,577,923, February 65, 2023, 2023, 3, 4,052, 916, August 8, 2023, 2008, 3,4,486, 3,946, 94, 914, March 5, 2023, 203.

B. After the occurrence of a guarantee accident in which the Defendant did not pay the above loans, the Plaintiff lost its interest due to the occurrence of such an accident. Accordingly, on October 10, 2013, the Plaintiff paid the Plaintiff the principal and interest equivalent to KRW 14,467,880 in total to the NACF, and on March 25, 2016, the Plaintiff paid the principal and interest of KRW 112,160 in total. As at March 25, 2016, the amount of KRW 14,35,7

C. The rate of damages for delay stipulated in each credit guarantee agreement of this case is 9% per annum, and the amount of damages determined by the date of recovery due to partial recovery of the principal subrogated is 26 won.

The term of loans for temporary loans (%) Nos. 3,711,630 on August 27, 2009 1.5.7 March 10, 2010 on March 10, 2010 3,835,000

D. Meanwhile, the Plaintiff provided income loans to the Defendant as follows:

E. The Defendant lost the benefit of time on November 26, 2013, and around that time, the amount of KRW 3,771,630 of the principal of the loan No. 1 and interest accrued until November 26, 2013 pertaining thereto remains 149,698, and the principal of the loan No. 2 No. 3,835,000 and interest accrued until November 26, 2013.

F. The rate of delay damages stipulated in the student loan transaction agreement is 10% per annum if the overdue period is not more than three months after January 21, 2013, and 12% per annum if it exceeds three months.

【Unsatisfied facts” and each of the items in Gap evidence 1 through 9.