1. As to KRW 50 million and KRW 45 million among the Plaintiff, the Defendant is 6% per annum from August 1, 2017 to March 16, 2018.

1. Comprehensively taking account of the overall purport of the statements and arguments set forth in Gap evidence Nos. 1 and 2 (if there are serial numbers, each number) as to the cause of the claim, the plaintiff loaned money to the defendant several times from May 2008 to August 2017. On August 1, 2017, the plaintiff entered into an agreement with the defendant as to the principal of the loan at KRW 45 million, interest rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rate rateing to December 25, 2017. After that, the plaintiff additionally lent the defendant rateing rate rate rateing KRW 100,000,00 won on September 3, 2017;

According to the above facts, the Defendant is obligated to pay the Plaintiff a loan of KRW 51.4 million (i.e., KRW 45 million) and KRW 45 million, whichever is calculated at the rate of KRW 6% per annum, which is the agreed interest rate from August 1, 2017 to March 16, 2018, which is the delivery date of the instant complaint, and interest or delay damages calculated at the rate of KRW 15% per annum, which is 15.4 million per annum, which is the next day of the delivery date of the instant complaint, from March 17, 2018 to the day of full payment, and damages for delay calculated at the rate of KRW 15% per annum, which is stipulated in the Act on Special Cases concerning the Promotion, etc. of Legal Proceedings, from the next day of the delivery date of the instant complaint to the day of full payment.

2. As to the judgment on the Defendant’s assertion, the Defendant received monetary assistance from the Plaintiff while running an insurance business for about 15 years prior to being aware of the Plaintiff as the customer, but only some of the money claimed as the loan was donated without the Plaintiff’s intent to receive. As to the remaining loan, the Defendant subscribed to the insurance pension goods under the Plaintiff’s name and paid the insurance premium equivalent to KRW 500,000 per month on behalf of the Defendant for 10 years, and agreed to substitute for the payment of the insurance premium. Accordingly, the Defendant paid the insurance premium for 7 months.