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(영문) 대구지방법원포항지원 2016.11.11 2016가합10693
보험금
Text

1. As to the Plaintiff A’s KRW 100,00,000, Plaintiff B’s KRW 105,000,000, and each of the said money, the Defendant began on June 15, 2016.

Reasons

1. Facts of recognition;

A. The Plaintiff A married on September 1, 2006 with the deceased C (hereinafter “the deceased”), but divorced on December 8, 2015, and the Plaintiff B was a child born between the Plaintiff and the Deceased.

As a legal inheritor of the deceased, there are D besides the plaintiff B, and the legal portion of inheritance is the plaintiff B 1/2 and D 1/2.

B. The Plaintiff A or the Deceased is each of the instant insurance contracts in which “The First Insurance Contract,” “the Second Insurance Contract,” and “the Third Insurance Contract,” respectively, are classified as “the Defendant and the Deceased” according to the sequence below, as indicated in the table below.

(1) The insured insured’s legal heir of the deceased (15.06) from September 25, 2013 to September 25, 2071, 200 KRW 2 (100,000 from September 30 to September 30, 2015 to September 30, 2030,000 won of the deceased’s legal heir of the deceased (15.06) Health Insurance (L15.05 to 160,000,000 won of the deceased’s legal heir of the deceased (15.09 to 160,000,000 won of the deceased’s legal heir of the deceased) under the Health Insurance (L15.09 to 15.05 to 100,50,000 won of the deceased’s legal heir of the deceased).

C. On January 16, 2016, around 21:04, E, a person living together with the Deceased and the Deceased, was living at the port, and the coast of the Songdodo-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-si died on the said vehicle.

(hereinafter “instant accident”). D.

The Plaintiffs sought insurance money from the Defendant under each of the instant insurance contracts, but the Defendant rejected the payment of insurance money on the ground that the Deceased committed suicide.

[Reasons for Recognition] Evidence Nos. 1 and 2, Evidence No. 3-1 through 3, Evidence No. 5, Evidence No. 7-2, 3, and 4, and the purport of the whole pleadings

2. Determination

A. According to the above facts of determination as to the cause of the claim, the accident of this case constitutes a death accident caused by injury as stipulated in each of the insurance contracts of this case, and the defendant constitutes an accident caused by the death of the deceased, who is the beneficiary of each of the insurance contracts of this case.

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