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1. The Defendant’s KRW 200,000,000 as well as 5% per annum from September 12, 2013 to November 13, 2014 to the Plaintiff.
Reasons
1. Basic facts
A. On September 12, 2012, the Plaintiff concluded an insurance contract (hereinafter “instant insurance contract”) with respect to the instant vehicle in the name of the deceased and the Dlim industry (hereinafter “Dlim industry”) under the name of the Dlim industry (hereinafter “Dlim industry”).
In addition, according to the mandatory insurance policy applicable to the instant insurance contract, “the instant accident vehicle shall be deemed an insured motor vehicle during the period of 24 days from the date the insured motor vehicle is transferred until the 15th day from the date of its transfer, and the transferee shall be deemed the policyholder and the insured.”
B. On April 11, 2007, the instant vehicle was registered as the vehicle for goods owned by Couria Co., Ltd. for the purpose of automobile sale, export, and maintenance business, and there was no change in the registered titleholder until the conclusion of the instant insurance contract. However, on October 4, 2012, B was the actual owner of the instant vehicle.
Although it is not clear how the instant accident vehicle acquired the ownership of B through any process, it seems that B had de facto ownership around October 4, 2012, such as a written statement and a written confirmation (No. 14-1, 2) prepared by B.
C. C acquired the instant vehicle from B, which was known through the Internet car page “D” on October 17, 2012.
At the time, B told C that “the instant vehicle is subscribed to the Plaintiff’s automobile insurance, and the degree of two months in the future may be subject to insurance.”
C On October 27, 2012, at around 02:50, driving the instant vehicle without a driver’s license, and driving the instant vehicle along the two-lanes of the 51-lane road located in the gold-gu, Sinsan-si, Sinsan-si, in the direction of the direction, the two-lanes of the 51-lane road in front of the Sinsan-do, along the direction of the direction, and neglecting the duty of the Jeonnam-gu and the duty of maintaining the safety distance.