1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. The reasoning of the court of first instance’s acceptance of the judgment is as stated in the reasoning of the judgment of the court of first instance, except in the following cases. Thus, it is acceptable to accept it as it is by the main sentence of Article 420 of the Civil Procedure Act.

The second part of the judgment of the first instance is to change "this court" to "the first instance court". The third part of the judgment below is to add "(Evidence No. 9 and No. 146)" to "(the evidence No. 9 and No. 146)." The second part of the judgment of the first instance is to change to "the first part of the judgment "the first part is insufficient to recognize the necessity of hospital treatment repeatedly and long-term" (including each number) with each part of the evidence No. 13 through No. 18 (including each number) of the first part judgment). The part of the judgment of the first instance is to change to "the defendant has a duty to pay "(the defendant's assertion that the defendant, like the plaintiff's assertion, was hospitalized for a longer period than the average treatment period of the disease, which is the defendant's reasons for hospitalization, but it constitutes an average treatment period of the disease, and thus, the defendant's claim to change the insurance contract of this case should not be accepted from the defendant's insurance contract of this case."