1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

3. Paragraph 2 of the judgment of the court of first instance is applicable.

1. Basic facts

A. On September 18, 2006, the Plaintiff entered into the instant insurance contract with the Defendant as the insured on September 18, 2006, whose major contents are guaranteeing the Defendant’s hospitalization and nursing expenses for injury, disease, etc.

B. After entering into the instant insurance contract, the Defendant began to receive KRW 872,920 from the Plaintiff on November 10, 2006 with respect to the hospitalization from October 12, 2006 to November 1, 2006, and was paid KRW 81,395,95 in total from the Plaintiff as insurance proceeds on the ground that he/she received KRW 872,920 from the Plaintiff on October 10, 2006, as shown in attached Table 2, from October 12, 2006 to December 12, 2017, on the ground that he/she was hospitalized for about 51 days in total as an insured event for about 935 days in total as an insured event (hereinafter “instant hospitalized treatment”).

Whether monthly insurance premium (source) 1F 2005-05-30 158,00 G 200 Ga 158,000 Ga 2006-05-11 19,200 Ga 2003 The Postal Service Information Center's health care information center's 2006-05-11 31,500 Ga 2006-05 Ga 2006-11 38,606-09 Ga 2006-09 Ga 38,600 Ha 2006-02 Ha Ha 201 terminated the insurance contract of this case.

35,695 8 JK 2006-09-20 146,800 L (ju) M 2006-09-26 termination January 21, 2019

131,230 10 Haamban Information Center 2006-09-28 64,800 N 11 N 206-09-29 30,670 12 P Q 2006-10-104 100,231 78,986

C. After entering into the instant insurance contract, the Defendant entered into a guaranteed insurance contract with himself as the insured, and received insurance proceeds of at least KRW 500 million in total through the insurance contract entered into as follows.

The defendant on February 21, 2020.