Defendant shall be punished by a fine of KRW 1,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

1. Where a person intends to engage in a credit business that is engaged in registration of a credit business and provision of money and brokerage of receipt and payment of money, the Defendant, despite having to register with the competent administrative agency. However, on October 2016, the Defendant loaned a loan of 2 million won to Busan Shipping Daegu apartment No. 107 Dong 703 on 10, 2012 and deducted 200,000 won as a commission, and agreed to receive 2.6 million won a day from 65 times each day, without registering the credit business as shown in the annexed crime list.

2. On October 2012, the Defendant violated the Act on the Registration of Credit Business and the Protection of Financial Users (Violation of Interest Rate Restriction) received interest exceeding the maximum annual interest rate of the unregistered credit service provider, as shown in the annexed crime list, on the following grounds: (a) the Defendant lent 2 million won to Busan Shipping Daegu B apartment 107 Dong 703, Busan, and deducted 200,000 won as the commission fee; and (b) the Defendant agreed to pay 2.6 million won per day on 65 occasions; and (c) the Defendant received interest exceeding the maximum annual interest rate of the unregistered credit service provider.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to C by the police;

1. A standard contract for loan transaction, a loan certificate, a letter, a list of transferred property for security, a power of attorney, a certificate of personal seal impression, a certified copy of resident registration, or a copy

1. Application of basic structural formula statutes to the number of days;

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts, Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users (including the fact that an unregistered credit business has been run), Articles 19 (2) 3 and 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;