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(영문) 대전지방법원공주지원 2014.10.08 2013가합20454
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts constituting the premise of the issue

A. B, from April 9, 2009 to October 29, 2009, from C Council members provided non-specific dynasium treatment 17 times in length, and was provided five times in terms of chronic dynasium treatment and 42 days in length from March 22, 201 to December 9, 201.

In addition, on January 6, 2012, the medical treatment and medication took place at the D Council members with the above-mentioned symptoms of acute infection, from that time, and on January 20, 2012, the medical treatment and medication took place five times at the above hospital until the treatment and medication was diagnosed in detail.

In addition, prior to January 22, 2012, the Ministry of Health and Welfare received outpatient medical treatment from the Public Medical Center on the grounds of the inconvenience of the upper part of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body of the body.

On the following day, CT photography was conducted through outpatient treatment at the above hospital.

B. On August 1, 2013, the Plaintiff, the mother of B, after consultation with the Defendant’s E branch leader F, entered into an insurance contract with the Defendant with the following content (hereinafter “instant insurance contract”).

Insurance types: Insured non-dividend professional engineer insurance (long-term damage insurance): From August 1, 2013 to August 1, 2070: Beneficiary: Amount of insurance covered by the Plaintiff from August 1, 2013 to the date of August 1, 2070: The amount of insurance covered by the Plaintiff: the document for the renewal of the Ful type of illness (amount of insurance: 100,000,000) and the document for the renewal of the Insurance Standard (amount of insurance : 30,000 won).

C. Meanwhile, the part concerning the duty of disclosure among the terms and conditions applied to the instant insurance contract is as follows.

21. (Obligation to Notify before the contract) The contractor or the insured (person subject to insurance) is aware of the fact that it is true (hereinafter referred to as “the obligation to inform before the contract”, and the same as “the obligation to notify” under the Commercial Act) about the matters asked to question at the time of subscription (in the case of a diagnosis contract, I will refer to health examination).

(b).

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