A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

Punishment of the crime

1. Any person who intends to operate a credit business without registration shall register for each business office with the Special Metropolitan City Mayor, etc. having jurisdiction over the relevant business office;

Nevertheless, from October 16, 2012 to June 2013, the Defendant engaged in credit business without registering with the Do Governor, as described in paragraph (2), from Andong-si and Permanent Residential Residential Residential Residential Residential Residential Residential Office.

2. Where the accused who is an unregistered credit service provider and the unregistered credit service provider grants a loan, the amount of interest exceeding the interest rate may not exceed 25% per annum, which is the highest interest rate under the Interest Limitation Act on the lending and borrowing of money.

On October 16, 2012, the Defendant received an application for a loan of KRW 30 million from the victim B at the office of the Gyeongdong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-based (hereinafter referred to as “Defendant”) and borrowed KRW 27 million on a monthly basis, and agreed to receive KRW 3 million on a monthly interest basis, and received KRW 3 million on October 31, 2012, and received interest of KRW 133% per annum in excess of 25% per annum.

B. On December 6, 2012, the Defendant received an application for a loan of KRW 5 million from the victim B at a real estate office located in D, a permanent residence of which is located in C, and received KRW 4.5 million from the victim B, and agreed to borrow KRW 4.5 million as a monthly interest, and received KRW 5 million as a monthly interest, and received interest of KRW 133% per annum exceeding 25% per annum on March 20, 2013.

C. On January 24, 2013, the Defendant received an application for a loan of KRW 40 million from the victim B at a certified judicial scrivener office located in the Dong-dong where permanent residence was closed, and received KRW 36 million as the interest of every month, and received KRW 4 million as the interest of June 17, 2014, and received KRW 8 million as the principal around June 17, 2014, and received interest of KRW 133% per annum exceeding 25% per annum.

On June 2013, the Defendant received an application for a loan of KRW 10 million from the victim B at the above real estate office around June 2013, and received an application for a loan of KRW 10 million from the victim B, and borrowed KRW 9 million as the interest of every month, and received KRW 1 million as the interest of every month.