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(영문) 서울중앙지방법원 2016.09.29 2015가단5303853
구상금
Text

1. The defendant shall pay to the plaintiff 34,977,00 won and interest rate of 5% per annum from June 5, 2015 to October 12, 2015, and from the next day.

Reasons

1. Basic facts

A. (1) On January 2015, the Defendant, as an insurance company, concluded an automobile insurance contract for business use with the non-party company, setting the insurance period from January 28, 2015 to January 24:00 of 2016, and from January 28, 2016, the limit of KRW 100,000 per accident for large property compensation, etc.

(hereinafter) The term "insured" of Part I of the General Terms and Conditions of the Insurance Contract and Article 1, Section 14 of the Motor Vehicle Insurance Act refers to any of the following persons who may claim for compensation to the insurance company, and the specific scope of the insured is at the risk of complying with each of the respective guaranteed issues; "A. the insured is designated by the policyholder from among the persons who own, use, and manage the insured motor vehicles, and refers to the insured specified in the name insured column of the insurance policy; "C. the approved insured refers to the person who uses or manages the insured motor vehicle with the consent of the registered insured," and "E. the driver insured refers to the person who uses or manages the insured motor vehicle with the approval of the registered insured."

Article 1 of the General Terms and Conditions of the Insurance Contract provides that "the insurer shall compensate for an insured motor vehicle in accordance with the provisions of this Special Terms and Conditions in the event that the insured person is limited to the age above that agreed under the Special Terms and Conditions," and Article 2 (1) provides that "the insurer shall not pay insurance proceeds for an insured motor vehicle occurred while the insured person under the age agreed under the Special Terms and Conditions."

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