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(영문) 서울중앙지방법원 2014.11.28 2014가합10255
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. Plaintiff A was an insurance solicitor of the Defendant from April 2013 to December 30, 2013.

B. On April 25, 2013, Plaintiff A entered into a non-party D (hereinafter “the deceased”) agreement (Hi1304) agreement (a contract number: E) with the deceased’s legal heir as the policyholder and the insured. On April 25, 2013, Plaintiff A entered into a non-party D (hereinafter “the deceased’s spouse”), which is a non-party D (hereinafter “the deceased’s spouse”), and entered into a non-distribution long-distance cancer agreement (Hi1304) agreement (a contract number: E), which requires to pay KRW 100 million in the event of the death of a disease (hereinafter “instant special agreement”) and a special agreement (a special agreement (hereinafter “instant special agreement”) which provides that KRW 20 million shall be paid in the event of the death of a disease by acute scopic scopic scopical scopical scopic scopic scopic f

(hereinafter “instant insurance contract”). C.

Plaintiff

A, upon entering into the instant insurance contract as above, had the fee insurance solicitor enter the name of the deceased in the signature column of the policyholder and the insured. D.

In December 14, 2013, the deceased was a person who drives a commercial cargo vehicle, and died in the brudial heart disease (defluent heart), around 02:00 on December 14, 2013.

E. On December 30, 2013, Plaintiff A filed a claim with the Defendant for the payment of insurance proceeds of KRW 100 million for death insurance proceeds according to the instant special agreement, and KRW 110 million in total,00,000,000,000,000,000 under the instant special agreement. However, on February 10, 2014, the Defendant did not comply with the claim and sent the instant insurance contract to Plaintiff A with the intent that the instant insurance contract is substantially another person’s life insurance contract and null and void without the consent of the deceased, who is the insured at the time of the conclusion of the contract (Evidence 6).

[Ground of recognition] A without dispute, Gap evidence Nos. 2 through 7, Gap evidence No. 9, Eul evidence Nos. 1, 2 and 4, part of the plaintiff A's newspaper result, the purport of the whole pleadings

2. The parties' arguments and judgments.

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