Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

After the Defendant became aware of the so-called “work loan” business operator who received a loan from a financial institution using documents, etc. through site search, the Defendant conspiredd with the above business operator B, C, D, etc., and the Defendant, even though the Defendant did not have concluded a pre-sale contract on the apartment owned by E, concluded a false apartment lease contract and made a false apartment lease contract, etc. with the said apartment as if the pre-sale deposit was paid.

On June 25, 2012, the Defendant, in collusion with B, C, D, etc., submitted an apartment lease agreement in collusion with the employee in charge of the above bank loan contract, which was prepared as if he had a deposit amount of KRW 230 million in the F apartment 201 Dong-dong 201, Seoul Special Metropolitan City, Nowon-gu, to the employee in charge of the above bank loan, and submitted the apartment lease agreement to the owner of the building as if he had a deposit amount of KRW 230 million in Seoul Special Metropolitan City, Nowon-gu, the Defendant paid a deposit amount of KRW 230 million and resides in the pre-paid age. It was false that the loan to

However, the Defendant did not actually conclude the above lease contract, and the deposit was not paid, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

In collusion with B, C, D, etc., the Defendant, by deceiving the above employees, intended to take money owned by the National Bank, a victim, for the purpose of loans from the above employees, but did not bring about such intent by refusal to approve the loan of the bank.

Summary of Evidence

1. Defendant's legal statement;

1. Each prosecutor's interrogation protocol concerning C and B;

1. Application of Acts and subordinate statutes on apartment charter contract, receipt, approval and permission policy, resident registration abstract, Internet microcredit details;

1. Article 352 of the Criminal Act and Articles 352, 347 (1) and 30 of the Criminal Act concerning the applicable criminal facts, the selection of fines, and the selection of fines;

1. Detention at a workhouse;