1. As to the Plaintiff KRW 37,700,000 and KRW 10,000 among them, the Defendant shall pay to the Plaintiff KRW 5,00,000 from July 1, 2012.

1. The plaintiff's claim amount of KRW 49.2 million is the sum of the plaintiff's claim amount of KRW 1 to 7.

① The Plaintiff’s accounts as of October 25, 2010 (from October 25, 2010, to November 25, 2012, 26: (a) the Plaintiff received the accounts by the sequence determined by the members of the 26 former accounts; and (b) the Plaintiff shall deposit KRW 400,000 per month before receiving the accounts; and (c) the Plaintiff shall deposit the accounts in the amount of KRW 500,00 per month until receiving the accounts; hereinafter the same meaning shall be used in the same sense) the Defendant signed the accounts as of KRW 7,1 unit and received the accounts to the Plaintiff on April 25, 201, and then paid the accounts to the Plaintiff.

H. (2) On April 30, 201, the Plaintiff joined the three previous accounts, such as Nos. 3, 6, and 15, as the Defendant’s three previous accounts, and, on June 30, 201, the third third is as follows: the third is as of September 30, 201; the third is as of June 30, 201; the third is as of June 30, 201; and the first is as of June 30, 2012; and the amount unpaid from October 30, 2012 to May 30, 2013, which the Plaintiff should pay to the Plaintiff.

H. ③ The unpaid amount between November 10, 201 and September 10, 2013, which the Plaintiff operated, 5 million won, out of the deposit amounts to be paid to the Plaintiff, after the Defendant joined the 5th unit as a member of the 5th unit and receiving the 5th class from the 5th unit on December 10, 2011.

H. (4) The unpaid amount between October 15, 2012 and October 15, 2013, which the Plaintiff operated, shall be 6200,00 won out of the deposit amount to be paid to the Plaintiff after the Defendant joined the 3rd unit as a member of the previous unit of accounts on March 15, 2012.

(5) Loans 10 million won on January 16, 2012

6. Loans 10 million won on May 16, 2012

7. Loans extended on July 26, 2012: 5 million won

2. Determination as to each claim

A. (1) In addition, the Defendant was directly paid the amount of the credit that the Defendant joined as a member of the former account No. 7 of the said accounts and received, as well as the Defendant’s debt to the Plaintiff, in a manner set off against the obligation to the Plaintiff.