1. The defendant shall pay to the plaintiff the amount of KRW 232,037,623 and KRW 81,866,96 among them, from August 27, 2019 to the day of full payment.

D Co., Ltd. (hereinafter “Co.”), on March 18, 201, extended a loan of KRW 31,90,000, and KRW 52,80,000 on September 5, 2011 to the Defendant at an overdue interest rate of KRW 24%; the Defendant entered into a credit card transaction agreement with E Co., Ltd. (hereinafter “Co., Ltd.”) on January 14, 201 with an E Co., Ltd. at an overdue interest rate of KRW 27.9%, and notified the Defendant of the transfer of the principal and interest of KRW 31,90,00,00 (hereinafter “Co., Ltd.”) at that time; D’s principal and interest of KRW 30,00,00; KRW 20,000; KRW 375,00,000; KRW 75,000, KRW 275,5716, May 20, 2016; and the Defendant notified the Defendant of each credit card Co.

According to the above facts, the Defendant is obligated to pay damages for delay calculated at the rate of 12% per annum, which the Plaintiff seeks within the scope of the above agreement, to the Plaintiff, a transferee of each of the above principal and interest claims and credit card use-price claims (=68,647,018 won 152,076,702 won 11,313,903), and to pay damages for delay calculated at the rate of 12% per annum from August 27, 2019 to the date of full payment (=25,471,263 won).

Therefore, the plaintiff's claim shall be accepted for the reasons and it is so decided as per Disposition.