Defendant

A shall be punished by imprisonment with prison labor for six months and by imprisonment for four months.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport has operated a system of lending money for house lease with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents such as a certificate of employment and a statement of salary without any special security to stabilize the housing of homeless workers with financial resources of the National Housing Fund.

그러나 근로자 주택전세자금 대출 관련 업무를 위탁받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false details related to the lessee, who is the nominal holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the worker's lease loan loan while submitting the house lease contract to the financial institution. If the request for confirmation of the actual existence of the lease contract is entered by the financial institution, the lessor who is obligated to perform the lease contract is confirmed as if the contract was entered into, while performing his/her duties, he/she applied for the worker lease loan and received the loan, and instead, took the loan divided by dividing it.

Specific facts of the crime committed by Defendant A, as a false tenant, and Defendant B, as a false lessor, conspired in order to take over the employee’s deposit money through the above method, and to have divided it.

According to the above public offering, B is recruited by Defendant B to lend the name of the lessor, and on June 2012, Defendant A, the applicant for the loan, is the applicant for the loan.