Defendant shall be punished by a fine of KRW 1,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

On August 3, 2012, the Defendant, despite having no intent or ability to repay the loan even if he/she received a loan from the victim immediately Ecrate Loan Co., Ltd., the Defendant, despite of the lack of intent or capacity to repay the loan, was engaged in the act as if the principal and interest of the loan would be repaid every month according to the agreement, and deceiving the employees of the victim company, thereby deceiving the employees of the victim company, and acquired the loan KRW 4.39,00 from

Summary of Evidence

1. Partial statement of the defendant;

1. Statement made to D by the police;

1. Complaint;

1. Credit information inquiry and loan contract, list of individual rehabilitation creditors, and detailed statement of passbook transactions;

1. Investigation report (the statement of passbook transactions and documents related to the application for individual rehabilitation) - Application of Acts and subordinate statutes, such as the statement of passbook transactions;

1. Article 347 (1) of the Criminal Act applicable to the crime;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;