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(영문) 대구지방법원 서부지원 2014.12.18 2014고단1464
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A Imprisonment with prison labor for one year, for 10 months, for Defendant B, for a fine of 10,00,000 won, and for Defendant D.

Reasons

Punishment of the crime

Defendant

A from July 2012 to July 2012, the office No. 203 of the H building 203 in Daegu-gu is a person who operates an unregistered loan company (transfer to the same Gu I building 205 around September 2013) and Defendant B is a person who works as a head of the above loan company, Defendant C, and Defendant D as a gold collector.

Any person who intends to run a credit business shall register his/her business with the administrative agency having jurisdiction over the relevant place of business, and where a unregistered credit service provider lends a loan, he/she shall not receive the interest exceeding the interest rate prescribed by Presidential Decree (30% until July 14, 2014, and 25% from July 15, 2014).

Nevertheless, when Defendant A together provides funds necessary for loans in the overall management of the above lending company, Defendant C, Defendant D, and Defendant C, Defendant D distributed advertising materials, such as the name “number of days per day”, “number of days per day”, “spawn and so on” to the entire area of Daegu, and first consulted the loan applicant who reported the above advertisement with Defendant B, and then came to be in charge of soliciting loan customers by having the loan lender receive second consultation, and demanding the loan lender to pay loans and pay debts.

According to the above mothers, the Defendants, without registering with the competent authority on July 7, 2012, lent 1.5 million won to the J of the loan applicant recruited by Defendant C, and deducted 75,000 won under the name of commission and prior interest, and offered KRW 1,425,00 on a daily basis, and agreed to receive KRW 30,000 won for 65 days each day (annual interest rate of 30,000 won), and received principal and interest pursuant to the above agreement, as shown in the attached list of crimes.

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