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(영문) 부산지방법원 동부지원 2014.01.27 2013고정1523
대부업등의등록및금융이용자보호에관한법률위반등
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Defendant shall be punished by a fine of KRW 4,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

1. The defendant's sole criminal conduct;

A. In a case where a credit service provider in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act lends a loan to an individual, the credit service provider did not receive interest exceeding the interest rate of 44% per annum prior to June 27, 2011 (this 39%) and the Defendant operated a bond office with the “D Loans” in the registration number of 303 (C) from January 24, 2011.

1) On June 16, 201, the Defendant lent KRW 5,00,00,000 to the victim E in line with the shipping zone located in the Busan Magu Magu, Busan Magu, and actually delivered KRW 4,800,000 after deducting KRW 200,000 as a prior interest name, such as fees and notarial charges, and then paid KRW 60,000 each day more than 44% of the statutory interest rate for 100 days. (2) On September 19, 2011, the Defendant received interest of KRW 168.0% above the statutory interest rate for 10,000,000 each day by lending KRW 5,00,000 to the victim E in line with the shipping zone located in the Busan Magu, Busan Magu, Busan Magu, and then actually receiving KRW 150,00 for 30,000 each day after deducting the interest rate of KRW 9,005.

3. Around 17:00 on January 13, 2012, the Defendant lent KRW 5,000,000 to the victim E in need of supply at the underground parking lot of the H building in Busan Metropolitan City, and actually delivered KRW 3,390,000 after deducting KRW 1,460,000 for the unpaid amount referred to in the above Section 2. 3,390,000 for notarial money and KRW 150,000 for notarial fees, the Defendant paid KRW 60,000 for 100 for each day and received interest of KRW 462.7% for more than the statutory interest rate of KRW 39%.

Accordingly, the Defendant received interest exceeding the statutory interest rate on credit service providers three times.

(b) No debt collector who violates the Fair Collection of Claims Act shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;

1. On November 201, 201, the Defendant: 14:00 Busan.

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