1. The Defendants are jointly and severally and severally liable to the Plaintiff for KRW 34,758,573 and KRW 34,58,000 among them, from April 15, 2015 to April 2015.

Comprehensively taking account of the overall purport of the arguments as to Gap evidence Nos. 1 through 5, the plaintiff entered into a credit guarantee agreement with the defendant on April 12, 201 with regard to the amount of money to be loaned from the Pakistan Livestock Industry Cooperatives (a flood point) for five years from April 12, 201, with the guarantee amount of KRW 328 million, and the guarantee period of KRW 10,000,000. The defendant Eul jointly guaranteed the defendant's indemnity obligation under the credit guarantee agreement. The plaintiff paid the above amount of money to the above association on March 31, 2015, which caused the credit guarantee accident in arrears with the principal and interest of KRW 34,58,03,00 as of April 14, 2015, the fact that the above amount of payment by subrogation remains at the rate of KRW 34,588,03 and damages for delay calculated at the rate of KRW 175,475% per annum 15,175,47.

According to the above facts, the Defendants are jointly and severally obligated to pay to the Plaintiff the amount of KRW 34,758,573 in subrogation and the amount of KRW 34,58,00 in principal from April 15, 2015 to April 24, 2015, which is the service date of a copy of the complaint of this case, 12% per annum, which is the interest rate for delay damages, from April 24, 2015, and 20% per annum as prescribed by the Act on Special Cases concerning Expedition, etc. of Legal Proceedings, from April 25, 2015 to September 30, 2015, and delay damages calculated at 15% per annum as prescribed by the same Act from October 1, 2015 to the day of full payment.

Therefore, since the plaintiff's claim is reasonable, all of them shall be accepted, and it is so decided as per Disposition.