1. The Defendants are jointly and severally liable to the Plaintiff for KRW 46 million and KRW 23 million among them from December 31, 2015.

According to the statements in Gap evidence Nos. 1 through 3-2, the defendants prepared and completed a certificate of borrowed money of "the joint and several payment of KRW 23 million up to December 30, 2015, and the payment of KRW 23 million up to December 30, 2016, and the payment of KRW 23 million up to December 30, 2016," and barring special circumstances, the defendants are jointly and severally liable to the plaintiff for the payment of KRW 46 million from December 31, 2015 to KRW 23 million, and from December 31, 2016 to March 17, 2017, the defendants are jointly and severally liable to pay damages for delay calculated at the rate of 5% per annum from the day following the date of the joint and several payment to the day of full payment.

As to this, the Defendants: (a) purchased the goods of the (main) coal Korea, which is a multi-level company, in order to receive an allowance of KRW 46 million for the sale of the goods; and (b) made a formal loan certificate in a manner that considers the Plaintiff’s husband aware of his her her son who threatened him/ her to remain in the rooftop; and (c) therefore, (d) there is no evidence to acknowledge this.

Therefore, the plaintiff's claim of this case is justified and it is so decided as per Disposition.