1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

On or around April 2003, the Plaintiff asserted that the Plaintiff renounced the instant vehicle and agreed to repay the instant vehicle in lieu of a substitute in the event that the Plaintiff received a loan as collateral, and later than three months thereafter, the Plaintiff would accept the transfer of ownership registration procedure based on the payment arrangement against the Defendant. Thus, according to the results of the fact-finding on the instant vehicle from June 10, 2004 to March 31, 2010, it can be recognized that the Defendant subscribed to the automobile insurance as the insured, but there is no evidence to acknowledge that the Defendant agreed to receive the ownership of the instant vehicle in the form of payment in lieu of a substitute.

Therefore, the plaintiff's claim based on the premise that there is a payment agreement between the plaintiff and the defendant is dismissed as it is without merit. It is so decided as per Disposition.