1. The Plaintiff:

A. As to Defendant A’s KRW 8,309,747 and KRW 8,131,569 among them:

B. Defendants B, C, and D respectively 5,539.

1. On April 1, 2006, the Plaintiff entered into a contract to take over the business of the new card company with which the credit card company was merged by dividing the credit card business sector of Choung-Hy Bank on May 28, 2007 (the Plaintiff’s trade name at that time was EL Card Co., Ltd.) and acquired the business on October 1, 2007.

On October 1, 2007, the Plaintiff changed its trade name to its trade name.

The defendant A's husband and the rest of the defendants' reference E shall be subject to the credit card transaction terms and conditions upon application by the credit card holders' conference, and they join the plaintiff's credit card member. In case of delinquency in paying the credit card use price, the overdue interest rate was 29.9% per annum.

The network E died on December 15, 2014, and did not pay to the Plaintiff KRW 24,929,243 as of January 20, 2015 (23,960,236, interest 230,516, fees 181,957, late 73,441, late 20,43,472, and attempted interest 48,621).

Therefore, the network E is obligated to pay to the Plaintiff the amount equivalent to KRW 24,929,243 and KRW 24,394,708 (the total amount of the credit card use price and the amount of the prepaid card use price due) from January 21, 2015 to the full payment date, and the Defendants inherited the above obligation upon the death of the network E.

Therefore, according to their inheritance shares, Defendant A is obligated to pay to the Plaintiff the amount of KRW 8,309,747 and KRW 8,131,569 among them, and to pay the amount of KRW 5,539,831, respectively, and KRW 5,421,046 from January 21, 2015 to the date of full payment.

2. Grounds for the judgment

(a) Defendant A: Judgment by public notice (Article 208 (3) 3 of the Civil Procedure Act);

B. The remaining Defendants: Judgment without pleading (Articles 208(3)1 and 257 of the Civil Procedure Act)