1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. The Defendant was a company that conducts housing construction, sales supply business, etc., and the Defendant constructed a pre-Naman-gun A apartment around August 26, 201.

B. (1) On March 16, 2015, the Plaintiff entered into an insurance contract with B with the insured “B”, “B”, “from March 16, 2015 to March 16, 2085,” and “100 million won” with the subscription amount. (2) The insured, one of the coverage provisions of the insurance contract of this case, “B liable for damages during daily life” (hereinafter “instant insurance contract”) guarantees the actual damages suffered by the insured (the family members living together in the same household as his/her spouse/spouse/her dependent) by bearing legal liability for damages to another person’s body or property due to a remote accident arising during the ownership, use, or daily life of a house as indicated in the insurance policy.

3) The housing indicated in the insurance policy of the instant insurance contract is the apartment of this case, the said A apartment No. 102, 604 (hereinafter “instant apartment”).

(C) On August 19, 2015, around 06:30 on August 19, 2015, the insured Party B, as a de facto spouse of the instant apartment owner, had resided in the instant apartment from around June 24, 2014. Around 06:30, the occurrence of water leakage accident, the water pipe distribution machine installed on the floor below the floor of the instant apartment (hereinafter “instant apartment”). As such, the water pipe distribution machine installed on the floor below the floor of the instant apartment (hereinafter “instant apartment”). As a result, the next generation of the instant apartment, the water pipe strings into the floor (hereinafter “instant accident”), and accordingly, the lower generation of the instant apartment, 504, small and small banks, the kitchen-type kitchen, the kitchen-type kitchen-type kitchen-type kitchen-type, the floor-type kitchen-type kitchen-type kitchen-type, the 304, the storm-type kitchen-type restring-type strawing-type.

2. As a result of a water leakage exploration conducted after the occurrence of the instant accident, the instant accident is deemed to have occurred, even if the management was separated from the PB EL attachment of the water pipeline distribution machine at Washington.