The defendant's appeal is dismissed.

1. The decision of the court below on the gist of the grounds for appeal is too unreasonable.

2. The judgment of the court below is accepted that the defendant recognized all of the crimes of this case, and the defendant did not directly participate in the crimes of Bosing, that the amount of profit acquired is only five million won, and that there was no record of punishment for the defendant as the same crime. However, even if the defendant did not conspired with D agency, etc., 230 passbooks were opened for about 2 months, and 165 victims suffered a total of 8.2 million won damages due to such defendant's act. Bosinging is not only a large amount of damages to many victims but also a structural characteristic that does not facilitate the recovery of damage, and even if the defendant's role or personal gain is not significant, it is not recognized that the defendant's punishment is strictly imposed, and the defendant's argument that the defendant's punishment of this case is unfair after considering all the circumstances such as the defendant's act, etc.

3. Therefore, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act, since the defendant's appeal is without merit. It is so decided as per Disposition.