1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On January 29, 2010, the Plaintiff entered into the instant insurance contract with the Defendant and entered into an insurance contract with the Defendant as the insured as indicated in the attached Table “Indication of the instant insurance contract” (hereinafter “instant insurance contract”).

B. The Defendant received hospital treatment for a total of 235 days, as indicated in the “current Status of Payment of Insurance Money” following the conclusion of the instant insurance contract from April 13, 2010 to June 28, 2016, as indicated in the “current Status of Payment of Insurance Money” following the conclusion of the instant insurance contract. In relation to this, the Defendant received hospital treatment from the Plaintiff for a total of 11,99,430 won.

C. The content of the Defendant’s various insurance contracts and the receipt of insurance proceeds refers to the insurance contracts of which the content and nature of the instant insurance contracts are similar to those of the Defendant’s insurance contracts, which include injury (disaster) or illness daily allowances.

The contents of each insurance company are as shown in the separate sheet of total insurance contracts. Accordingly, the insurance proceeds that the Defendant received from each insurance company are totaling KRW 256,454,48 as stated in the separate sheet of receipt of insurance proceeds.

Defendant’s income as business revenue amount, reported KRW 53,208,314 in 201, KRW 39,978,117 in 201, KRW 18,87,372 in 2012, KRW 6,029,048 in 2013, KRW 17,091,889 in 2014, KRW 14,876,540 in 2015, KRW 16,96,043 in 2016, KRW 9,86,572 in 2017, respectively.

[Ground of recognition] The fact that there is no dispute, Gap evidence Nos. 1 and 2 (if there is a serial number, including a serial number; hereinafter the same shall apply), the result of this court's response to the order to submit financial transaction information to the Korea Credit Information Institute, the result of this court's response to the order to submit tax information and the result of reply to the order to

2. The Defendant asserted that the Plaintiff concluded a multiple insurance contract and concluded the instant insurance contract for the purpose of unlawfully acquiring insurance proceeds after undergoing excessive surgery and hospitalized treatment.