1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

1. The reasons for the court's explanation concerning this case are as follows: each "real estate listed in Section 7 of the list of the first instance court's judgment" is used as "building of this case", and the defendant's new assertion in the trial of the first instance is as stated in the reasons for the second instance's judgment, except for the additional determination as to the newly asserted matters in the trial of the first instance as follows 2. Thus, it is acceptable in accordance with the main sentence of Article 420 of the

2. Judgment on the defendant's additional assertion

A. As to the Defendant’s assertion of violation of the Regulation of Standardized Contracts Act, most of the contents of each of the instant notes were printed in the same vice versa, which is the Act on the Regulation of Standardized Contracts (hereinafter “Standard Contracts Regulation Act”).

(2) Article 2(1) of the Terms and Conditions Regulation Act provides that “The Industrial Bank of Korea shall not directly deliver each of the instant forms to the Defendant at the time of carrying out the loan to Sam Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa Pa P, and the content of each of the instant forms.”

Therefore, the defendant's assertion based on the premise that each letter of this case is a standardized contract should be examined further.