A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

[Structureed to commit fraud of lending money to workers by leasing money for lease on a deposit basis] The Ministry of Land, Infrastructure and Transport operates a system of lending money for lease on a deposit basis with the National Housing Fund as a source for residential stability of homeless workers at a rate lower than the market interest rate without securing the deposit money for lease on a deposit basis.

A loan hub consisting of loan hubs, tenant recruitment measures, and lessor recruitment measures, etc. taking account of the fact that the financial institution entrusted with the business related to the loan of the loan of the loan of the loan of the loan of the house can easily obtain the loan by submitting the relevant documents in office and the contract for the lease of the house through a formal examination. Under the direction of the loan hub, the tenant recruitment measures were conducted by a false tenant while recruiting the loan title holder to apply for the loan of the loan of the loan of the house of the loan of the house of the loan, and the loan title holder prepares false documents such as a certificate of employment under the name of the disguised company as if the loan title holder actually works as a worker, such as a certificate of employment, detailed statement of payment, income tax withholding, etc. as if the loan title holder actually works as a worker, and separately prepares a false lease contract for the house of the loan of the loan of the house of the loan of the house of the loan, and separately prepares a false house lease contract as if the contract was actually concluded between a false tenant and a false lessor.

[Specific facts of crime] The Defendant, using a false certificate of employment, lease contract, etc., will be divided into 90% of the loan amount from lessor D and brokers who enter into a false lease contract and workers who are guaranteed 90% of the loan amount from Korea Housing Finance Corporation.