The Defendants are not guilty.

The Defendants subscribed to a large number of guaranteed insurance policies that provide hospitalization insurance money and healthy living allowances in the event of hospitalization with injury, disease, or cancer between South and North Korea, and sentenced the Defendants to receive insurance money by making a long-term repeated hospitalization as if they were serious diseases to the extent that they should receive long-term hospitalization.

1. On December 10, 199, Defendant A purchased 13 types of insurance contracts (as daily admission, KRW 90,000, disease 130,000, disease 279,000, specific disease 279,000, and diagnostic expenses KRW 70,00,000,000, 130,000, 279,000, and 30,000,000, 130,000,000, from the time to February 7, 2012 as the injured person’s life, AI, AI non-life insurance, KRB life, Eastern life, loting life, accident insurance, and oriental medicine non-life insurance).

around March 11, 2013, the Defendant released from the E Hospital after four days after receiving the diagnosis, but thereafter filed a claim for a long-term hospitalization more than the necessary period until April 15, 2013, and re-hospitalizes the E Hospital again on or around March 28, 2013, and filed a claim for insurance money from the victim AI non-life insurance at the time of receiving KRW 1,780,000 from the victim’s death on or around April 18, 2013, and received the insurance money in total from the victim insurance at the time on or around February 16, 2015, by claiming for an excessive amount of insurance money over nine times in total as described in the attached Table of Crimes (A).

2. The defendant B, around May 23, 1989, purchased Samsung Life Insurance Co., Ltd. 10 times from that time to March 24, 2015, as the injured party, from that time to March 24, 2015, two insurance companies, such as KB non-life insurance, teaching life, algos in the future, and Korean-style life, and six insurance companies, such as three life, Alger’s life, and Korean-style life, are two different types of injury and quality, and the guarantee of the cost of hospitalization for cancer.