A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Defendant, as the friendship B, did not obtain the consent or consent to the issuance of a credit card from the above B, and had knowledge of the personal information of B even when using the credit card, the Defendant used the credit card to use it with a credit card (C) obtained by gathering the name of the above B from the Hyundai Card Co., Ltd.

1. The Defendant, on April 20, 2012, paid 18,215,231 won in total by using the above card, and acquired financial benefits equivalent to the same amount from the victim Hyundai Card, from that time, by paying 160 won in total via the above card, from September 8, 2013, by paying 160 won in total via the above card, with the modern card issued by gathering the above B’s name, as if the Defendant was B.

2. On April 22, 2012, the Defendant withdrawn KRW 19,100,000 from the victims’ property by withdrawing KRW 19,10,000 from that time to August 17, 2013, including: (a) inserting the modern card listed in paragraph (1) in the age automatic cash payment machine managed by the victim Korea Electronic Finance Corporation; and (b) withdrawing KRW 300,000 from that time to August 17, 2013.

3. Fraud by using computers, etc.;

A. On October 10, 2012, the Defendant: (a) applied for a credit card loan of KRW 1,100,000,000 to the bank account (D) in the name of the Defendant in the above B, and received KRW 1,100,000 from that time until August 14, 2013, by posting the phone on the modern card ARS telephone service; and (b) inputting the resident registration number, etc. as indicated in paragraph (1).