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(영문) 서울중앙지방법원 2017.08.29 2016가단5209897
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On July 13, 2006, between the Defendant and the Defendant, the Plaintiff entered into a contract with the Defendant for a non-distribution strawing tea insurance with the content of the insured, such as F, the beneficiary of death, the statutory inheritor, the contract period from July 13, 2006 to July 13, 2016, the transport injury on board and in the non-board (inward amount of KRW 50 million) and the transport injury (in the course of driving, KRW 50 million).

(hereinafter “instant insurance contract”). (b)

At around 11:40 on April 12, 2016, F, a dry field located in G, a dry field located in G, which was driven and moved from the river bed down and died at the bottom below 3.6 meters of the light chill, while driving a dry field located behind the J restaurant located in Bosa-si I, Bosa-si.

(hereinafter referred to as “instant accident”). C.

The plaintiffs are legal successors with their spouses and children of the deceased F.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 through 11 (including additional numbers, if any; hereinafter the same shall apply) and the purport of the whole pleadings

2. The plaintiffs asserted to the effect that they are obligated to pay insurance proceeds under the insurance contract of this case to the plaintiffs, since they died from the accident of this case while they moved to a light flag by the net F.

First, we examine the contents of the instant insurance contract, which is part of the instant insurance contract, the strawing driver’s general terms and conditions (hereinafter “ordinary terms and conditions”) and the strawing driver’s insurance special terms and conditions (hereinafter “special terms and conditions”).

Article 13(1) of the General Terms and Conditions provides that "I am on board (including operation) for the damage of "I am on board (hereinafter referred to as "traffic accident") which provides for "I am on board (hereinafter referred to as "on board") a sudden and incidental basis, and then put "agricultural machinery" as one of other traffic aids. However, the above agricultural machinery is the same.

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