1. The defendant shall pay to the plaintiff KRW 23,913,912 as well as KRW 22,00,000 among them, from June 30, 2015 to the day of full payment.

Comprehensively taking account of the overall purport of the arguments in Gap evidence Nos. 1 through 8, the plaintiff and the defendant entered into a monetary loan agreement (hereinafter referred to as "the contract in this case") with the amount of loan 22,00,000 won as of November 3, 2014, interest rate of loan and overdue interest rate of 34.894% as of November 3, 2019, interest rate of loan and overdue interest rate of 34.894% as of the expiration date of the contract, and the amount of loan to be repaid in installments on the 27th day of each month, and the plaintiff paid the loan to the defendant under the contract in this case, but the defendant lost the benefit of time due to delayed payment from March 31, 205, and ③ as of June 29, 2015, the total amount of principal and interest under the contract in this case as of June 29, 2015 can be acknowledged as follows.

Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 34.894% per annum pursuant to the agreement from June 30, 2014 to the date of full payment with respect to KRW 22,00,000 among the principal and its principal.

Therefore, the plaintiff's claim of this case shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.