Defendant shall be punished by a fine of KRW 5,000,000.

If a fine is not paid, 50,000 won shall be converted into one day.

Punishment of the crime

1. Any person who intends to engage in credit business in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act shall register with the competent administrative agency, and if unregistered credit service providers lend money, the interest rate shall not exceed 30 percent per annum in accordance with the Interest Limitation Act;

Nevertheless, the Defendant, in collusion with B on October 28, 2010, lent KRW 3,00,000,000 to D from the Seongbuk-gu Seoul Special Metropolitan City, Sung-gu, Seoul Special Metropolitan City, which was operated by B around October 28, 2010, agreed to receive repayment of the interest equivalent to 10% of the principal per 10,000,000 won, and agreed to receive reimbursement of the principal after two months, and loaned KRW 5,460,00 in advance under the name of the principal (1,80,000 won per 1,000 won per 1,000 won per 1,60,000 won) from the above date to December 2, 2011, concluded a loan agreement equivalent to 10,000 won per annum, and violated the restriction on the interest rate by receiving interest equivalent to 30% per annum 445.12% per annum under the Interest Limitation Act by means of prior interest and mutual aid.

2. Any debt collector who violates the Fair Collection of Claims Act shall be prohibited from performing the act of seriously impairing the privacy or peace in business of the debtor by repeatedly or at night without any justifiable grounds by reaching the debtor his/her words, letters, sound, image, etc. by telephone or by any other means in connection with debt collection;

Nevertheless, on April 1012, 2012, the Defendant demanded that D, a senior policeman debtor, transfer the amount equivalent to KRW 130,000,000,000,000 of the right to claim the return of the deposit for lease on a deposit basis of the apartment that D is now living with D, on the ground that D, a senior policeman, did not repay the principal and interest in time, and that D, on May 10, 2012, was unable to be treated with D’s cell phone (F) using the Defendant’s cell phone (E) at an insular location around 18:20 on May 10, 2012, there

낼 확실하다면 그딴거에 뭘 중요해요

(b) only if the person is himself;