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(영문) 울산지방법원 2013.06.28 2013고정604
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant shall be punished by a fine of four million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Reasons

Punishment of the crime

1. Any person who intends to operate a credit business shall register his/her business with the administrative agency;

Nevertheless, the Defendant did not register with the competent authority from July 16, 2008 to January 11, 201, and operated a business of lending premium of KRW 4 million from Yangsan-si to B and receiving interest.

2. Where a person actually runs a credit business, the relevant interest rate shall not exceed 49/100 per annum.

Nevertheless, on February 22, 2008, the Defendant loaned KRW 200,000 to D, and issued KRW 1.6 million after deducting KRW 300,000 from pre-paid interest and document expenses, and received interest in excess of the interest rate limit by receiving 320,000 per share as a repayment of principal and interest for every six weeks from around that time.

In addition, the Defendant, from around that time to April 11, 2008, received interest exceeding the interest rate limit on three occasions in total, as shown in attached Table 1, as well as in attached Table 1.

3.(a)

No person who actually engages in credit business may assault, assault, arrest, or detain, or use a deceptive scheme or a threat of force, in collecting claims under a loan agreement.

Nevertheless, in March 2008, the Defendant called the debtor D with the phone to find the "Sari, Dori, Dori, Dori". However, the Defendant will find the phone to the debtor D.

Mauritius Mauritius;

If a person does not pay the money, he/she shall die of his/her class of money.

‘Unless you respond to the claim collection,’ intimidation the physical harm and injury of the debtor and his family.

In addition, from around that time to May 4, 2008, the Defendant threatened the Defendant to collect the claims under the loan agreement as shown in the following list 2 of crime sights.

(b) Any person who actually runs a credit business shall be liable to the debtor, without justifiable grounds, for collection of claims under a loan agreement.

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