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(영문) 대구지방법원 서부지원 2018.04.12 2017고단2119
대부업등의등록및금융이용자보호에관한법률위반등
Text

1. Defendant A’s fine of KRW 12 million, Defendant B’s fine of KRW 10 million, Defendant C and Defendant D respectively.

Reasons

Punishment of the crime

【Defendant B’s past record of crime committed on May 26, 2017, who was sentenced to one year of imprisonment for a crime of fraud at the Seo-gu District Court Branch Branch Branch of the Daegu District Court, and was sentenced to two years of suspended execution on June 3, 2017, and the judgment became final and conclusive and conclusive on June 3

[Criminal Facts]

1. A person who intends to engage in the business of lending or lending a joint crime committed by Defendant A or B shall register the relevant place of business with a Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Governing Province branch having jurisdiction over the relevant place of business, and where an unregistered credit service provider, etc. lends a loan to an individual, etc., he/she shall not receive the interest exceeding

Nevertheless, the above Defendants, without registering the lending business to the competent authorities on March 7, 2016, leased from “G” operated by F in Gu-U.S. Si E on or around March 7, 2016 to F on a condition that F shall be repaid in 100,000 won a day, and received interest equivalent to 304.9% per annum.

4. 13. A loan of KRW 8 million to F in 120,000 per annum on condition that 85,000 won shall be repaid in 120,000 per annum, with interest equivalent to 215.7% per annum.

As a result, the Defendants conspired to engage in unregistered loan business and received interest exceeding the autonomy of the law.

2. On May 13, 2016, Defendants A and B conspiredd to engage in an illegal loan business with the trade name “H” in the name of Defendant B, and to engage in an illegal loan business. Defendant D conspiredd to engage in an illegal loan business with Defendant A and B, who was employed by Defendant A and B from May 21, 2016 to January 19, 2017, and Defendant C from November 21, 2016 to March 17, 2017, by taking charge of the distribution of advertising leaflets and the amount of loans.

Where a credit service provider lends a loan to an individual, it shall not receive interest exceeding the interest rate of 27.9% per annum.

Nevertheless, Defendant A and I conspired, and on May 25, 2016, to J 200,000.

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