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(영문) 서울동부지방법원 2018.10.11 2018고단2411
대부업등의등록및금융이용자보호에관한법률위반
Text

1. The defendant A shall be punished by imprisonment for eight months;

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

The Defendants run a loan business that uses apartment houses located in the branch of Gyeonggi-do as well as the office of residence in the area of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch of the branch.

1. Any person who intends to engage in the business of registering a large-scale side business, etc. caused by illegal registration and a loan business violating the Act on the Protection of Financial Users shall register the relevant place of business with the Mayor/Do Governor having jurisdiction over the relevant place of business, and shall not register the relevant place of business or renew the relevant registration by fraudulent

The Defendants conspired to use the apartment house F located in the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si as an office and engaged in the loan business. However, on June 26, 2017, Defendant A registered the loan business under the trade name of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the Gyeonggi-si branch of the government branch of the government branch of the government branch of the government branch of the government branch.

Accordingly, the Defendants conspired to register the loan business by illegal means.

2. Where a credit service provider that violates the Act on the Registration of Side Business, etc. and Protection of Financial Users due to Violation of the interest rate limitation lends a loan to an individual or a small corporation, the interest rate shall not exceed 27.9/100 per annum;

Nevertheless, around May 4, 2017, the Defendants conspired to borrow KRW 40 million from the office of “K,” operated by the J in Seongdong-gu Seoul Metropolitan Government, to repay KRW 52 million each day to the said J for 26 days, the Defendants entered into a loan agreement with the said J, and delivered KRW 30,80,000,000 after deducting advance interest, etc., to the said J for 26 days from that end to May 2017, and received the principal and interest of KRW 2,00,000 per day from that end to March 13, 2018.

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