1. As to KRW 27,762,604 and KRW 16,773,436 among the Plaintiff, the Defendant shall be from December 12, 2016 to the date of full payment.

As to the facts alleged by the Plaintiff, the Defendant confessions all of them.

Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 18% per annum, which is the agreed delay damages rate from December 12, 2016 to the date of full payment of the principal and interest of KRW 27,762,604 and KRW 16,773,436, respectively, to the Plaintiff at the rate of 24.9% per annum, which is the agreed delay damages rate, from December 12, 2016 to the date of full payment of the principal and interest of the Plaintiff.

(A) The Defendant asserted that the individual rehabilitation will be applied for on the grounds of economic difficulties, and even if the Defendant files an application for individual rehabilitation, the obligee’s procedural acts to secure enforcement title are not prohibited, and even if this judgment is finalized, if the repayment plan is authorized through the individual rehabilitation procedure, the Defendant will pay the Plaintiff the instant debt according to the authorized repayment plan.