A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. No person to collect claims in violation of the Act on the Fair Debt Collection Practices shall assault, threaten, arrest, or detain an obligor or his/her related person in connection with debt collection, or commit fraud or force to collect claims;

From March 2016, the Defendant lent 2 million won or three million won to the victim C (the 67 years of age) from around March 2016, and did not receive approximately five million won of the principal and the agreement from the victimized person during the repayment.

On January 17, 2017, the Defendant discovered the victim in the vicinity of D in the East Sea at around 19:50 on January 17, 2017, and whether “the Defendant does not contact with the victim after having no contact with the phone.”

“The victim reported that he/she would get out of the place and get off his/her car and mobile phone, and he/she did so by breaking up and digging up his/her shoulder with his/her hand.

As a result, the Defendant assaulted the victim of the obligor in relation to the collection of the obligation, and at the same time, inflicted on the victim about about 10 days the injury such as the right scarcity, scarcity, scarcity, and so on.

2. Violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users;

(a) A person who intends to engage in a loan business without registration shall register with the Mayor having jurisdiction over the relevant place of business;

Nevertheless, the Defendant lent KRW 5,580,000 to E in the Blue area in the Dong Sea-si on March 2016 without registering the loan business to the Mayor of the Dong Sea-si, and from July 2016 to July 2016, the Defendant lent KRW 85,560,000 to 28 debtor without registering the loan business.

(b) no unregistered credit service provider shall receive interest exceeding 25% per annum if the loan is made by the unregistered credit service provider at an interest rate exceeding the interest rate;

Nevertheless, the Defendant lent KRW 5,580,00 to E, who is the debtor, at a non-permanent place on March 2016, and received KRW 9,580,000 in total for 65 days and received KRW 25% interest rate.