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A defendant shall be punished by imprisonment for one year.
However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.
Reasons
Punishment of the crime
The defendant had a right to borrow and possess the resident registration certificate B, who is the person living together with the defendant, in the name of the defendant, to obtain credit loans in the name of B or to make a credit card.
1. Fraud;
A. A. Around April 13, 2018, the Defendant, with respect to C loans, obtained a total of KRW 11,100,000 from three times as indicated in the separate crime list (1) from around that time to March 7, 2019, by making phone calls to the victim C and applying for a loan to the employees in charge of loans without the consent of the Defendant as if the Defendant was B, and then making a loan to the Defendant as if the Defendant was B, and then the Defendant received five million won on the same day from the victim.
B. Around July 19, 2018, the Defendant filed an application for the F Card with the card solicitor of the victim F Card as if the Defendant was B without the consent of B, and then paid the price of KRW 7,951,808 from July 22, 2018 to May 31, 2019 by obtaining a credit card from the victim. From around that time to June 5, 2019, the Defendant acquired four credit cards as shown in the attached Table (2) and acquired the total amount of KRW 18,647,408 from that time to June 5, 2019.
2. Around April 13, 2018, the Defendant violated the Resident Registration Act, like the foregoing E, and paragraph 1(a) of Article 1, in the process of filing an application for a loan by phone call with B without the consent of B as if the Defendant was B, and instead, the Defendant used B’s resident registration number without the consent of three times from around that time to March 7, 2019 as indicated in the attached List of Crimes (1).
3. The Defendant, around July 19, 2018, entered B’s personal information in the “F member card” form in the process of filing an application for a card with the F card, such as paragraph 1(b), and then entered B in the applicant column.