1. Of the judgment of the court of first instance, the part against the defendant in excess of the money ordered to be paid below shall be revoked.

1. Determination on the cause of the claim

(a) The facts subsequent to the facts of recognition do not conflict between the parties, or may be acknowledged by comprehensively considering the overall purport of the pleadings in each entry in Gap evidence 1 to 13.

1) On or around March 9, 2009, the Defendant entered into a contract to use a credit card with the Plaintiff and is issued a credit card (hereinafter “instant credit card”).

(2) As of June 12, 2013, the Defendant’s delayed payment as of June 12, 2013 was agreed to lose the benefit of the time limit and pay damages for delay at the rate of overdue interest determined by the Plaintiff.

According to the NEW New Card (NEW Card 213,913 won, 229,118 won, 325,735 won, 4,001,341 won, 4,598,531 won, 5,014,638 won, total of 8,487,626 won, 757,471 won, 9,247,097 won, and interest rate of 29.9% per annum for loans, 26% per annum for 29.3% per annum for loans, and 29% per annum for loans from 29.3% per annum for loans, unless there are special circumstances, the Defendant is obligated to pay to the Plaintiff the interest rate of 29.9% per annum for loans, 3.6% per annum for 29% per annum for loans, and 9.3% per annum for 29.3% per annum for loans, 36% per annum for 29.36% per annum for 29.36.9% per annum.