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(영문) 서울중앙지방법원 2018.07.06 2017가합506559
보험금
Text

1. Defendant C Co., Ltd. shall pay to the Plaintiff KRW 470,79,706 and the interest rate thereon from February 14, 2017 to the day of full payment.

Reasons

1. Basic facts

A. (1) The Plaintiff and the Defendants entered into an agreement, etc.) around June 2013, the Plaintiff is Defendant B Co., Ltd. (hereinafter “Defendant B”).

(2) The term “the Credit Insurance Convention” refers to the term “the term “the term “the term” under the term “the term” under the term “the term” under the term “the term “the term” under the term “the term” under the term “the term “the term” under the term “Credit Insurance Convention”).

The main contents are as follows. Article 1 (Principles of Convention) The Plaintiff is an agreement on loan transactions of leased money (hereinafter referred to as “principal agreement”) that meets the terms and conditions set forth in this Convention.

Defendant B’s personal financial and credit insurance to secure its obligation, and Defendant B’s loan under the principal contract (hereinafter “debtor”).

(2) A non-performance of the obligation stipulated in a State agreement shall be liable to compensate the Plaintiff for any loss incurred by the Plaintiff in accordance with the terms and conditions of the contract and the provisions of this Convention. (2) A right insurance policy shall be subscribed to by the Plaintiff in order to guarantee loss caused by forgery, fraud, etc., lease contract, loan of rent, or any other defect in the rights. Defendant B shall compensate the Plaintiff for any loss incurred by the Plaintiff as provided in Article 20 (Payment of Insurance Money) of this Convention, among the loss incurred by the Plaintiff due to the obligor’s failure to perform the obligation stipulated in a State agreement, as provided in Article 3 (Scope of Damage Compensation) of the Convention. Article 9 (Amount of Insurance Coverage) shall not exceed 10% of the amount of the loan. Article 15 (Insurance Accidents)

1. When the obligor has failed to pay the principal and interest by the due date set forth in the principal agreement;

2. Where the debtor loses the benefit of time under the terms and conditions of credit transactions under the principal contract or under paragraph (2) of this Article;

3. The debtor shall be stipulated in the principal contract.

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