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1. The plaintiff's appeal is all dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
The purport of the claim and appeal is the purport of the appeal.
Reasons
1. The reasoning of the judgment of the court of first instance cited by the court of first instance is the same as the reasoning of the judgment of the court of first instance, except where the plaintiff added a judgment on the assertion that the plaintiff has repeatedly emphasized or newly delivered at the court of first instance, and thus, this is acceptable in accordance with the main sentence of Article 420 of the
2. Additional determination
A. The Plaintiff asserted to the effect that, around January 2014, the Plaintiff performed its duty to notify the increase in risk, on the grounds that it knew to the National Federation of Defendant Community Credit Cooperatives of “the fact that the business of a wedding hall is terminated and the use of a funeral hall is changed and construction work is conducted.”
B. According to each statement of evidence No. 13-1 to No. 6, P prepared a letter stating that “P shall invest in changing the instant real estate to a funeral hall in the wedding hall, etc.,” and that “P shall, when using the instant real estate as a funeral hall and conducting a construction work on January 2014, in the current wedding hall, pay overdue interest to the Goyang-dong community credit cooperatives, adjust overdue interest in the public sale case, and submit a statement of waiver of the right of retention related to the construction work, and cooperate in submitting a written consent to the use of the land.” However, it is difficult for the Plaintiff or P to deem that it is difficult to deem that the Plaintiff or P notified the alteration of the purpose of use of the instant real estate and the progress of the construction work therefor to obtain the consent of the Goyang-dong community credit cooperative, the person holding superficies right to the instant real estate.”
In addition, the Goyang-dong community credit cooperative is a separate corporation with the defendant's National Federation of Korea and only an insurance solicitor in relation to the mutual aid contract of this case. Therefore, barring special circumstances.